13 Clara Street, Belmont South NSW 2280

4 bed on 541m² | one bathroom limits appeal | flood overlay flagged | strong connectivity and catchment The property’s competitive strength lies in its four-bedroom configuration on a 541m² block in a lakeside market where land value often drives demand. For a buyer seeking scope to renovate or extend, the modest building coverage at 19% and absence of bushfire or heritage constraints offer repositioning potential. This house best suits an owner-occupier or investor willing to address the single-bathroom limitation and improve the dwelling to match the land’s desirability. The flood overlay is the primary risk, directly affecting insurance costs, lender scrutiny, and future resale appeal. Combined with a low ground elevation of 1m, this requires thorough due diligence on council flood mapping and any development restrictions. The rental yield near 4.4% to 4.7% offers a holding strategy, but the property’s value hinges on how the flood risk is managed. Hold for medium-term improvement or redevelopment only after confirming site viability.