220 Trafalgar Avenue, Umina Beach NSW 2257

220 Trafalgar Avenue, Umina Beach NSW 2257
detached house on mid-size lot | flood overlay present | strong beachside suburb demand | established residential street | school catchment area This property sits in an established suburban street where detached houses on medium-sized lots are the dominant form. The location offers practical access to shops, the beach, schools, and transport routes, which supports consistent demand from owner-occupiers and investors alike. The street pattern and neighbouring stock suggest a common lot size around 474 square metres, so this property likely shares that configuration. The area appeals most to buyers seeking a beachside suburban home with room to update or extend over time, rather than a turnkey modern dwelling. The rental estimates for similar houses in the street indicate solid tenant appeal, supported by good broadband and mobile coverage. Flood overlay signals appear on nearby properties, and this may affect development potential, insurance costs, and resale considerations for buyers who plan to renovate or build. The building age is not confirmed, but the surrounding housing stock is consistent with mid-to-late 20th century construction, so a buyer should budget for potential updates to kitchens, bathrooms, or services. School catchment data points to Ettalong Public School and Brisbane Water Secondary College campuses, which may influence family buyer interest. The absence of bushfire or heritage overlays on nearby lots suggests these are not likely constraints here. A buyer should weigh the flood risk against the beachside location benefits when forming a view on price.
Detailed Independent Property Report prepared  by PropCred Analyst team for 220 Trafalgar Avenue, Umina Beach NSW 2257
Checks found:
Value Risk ! 1
Liquidity Risk ! 1
Planning Risk ✕ 2
Income Risk ✕ 2
Execution Risk ! 1
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Market Insight

Umina Beach is a highly sought-after coastal suburb, positioned as a premium family and lifestyle destination within commuting distance of Sydney. Demand is consistently driven by professionals, first home buyers, and retirees, attracted by its established amenities and enviable coastal setting. The market has demonstrated robust price growth across both houses and units, with properties transacting at a steady pace. While its desirability underpins long-term prospects, the market is currently assessed as being above its long-term trend, indicating a period of heightened valuation.
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PropCred Estimated Value

Bedrooms

2

Bathroom

1

Parking

-

Land

437m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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