57 Squire Street, Fingal Bay NSW 2315

57 Squire Street, Fingal Bay NSW 2315
Substantial 721 m² block | 3/2/2 layout | 1980 build | deck, courtyard and shed | lifestyle-led owner-occupier market A genuine competitive edge is given by the combination of generous land and coastal liveability. The 721 m² block is large for the suburb and is matched by a 178 m² interior, so the house is left with a comfortable open feel rather than the compact proportions of newer infill. The 3/2/2 configuration is well suited to families or couples wanting guest space, and the balcony, deck, courtyard and shed are valued for their outdoor utility in a beachside setting. Floorboards and the 1980 build are part of the house’s character, and school catchments add family appeal. The property is best suited to owner-occupiers, as a permanent coastal home or a generous holiday house. Value may be influenced by the 1980 build, as the cost of updating kitchens, bathrooms or energy efficiency might be factored into the price view. The land size is a strong counterweight, enhanced by the shed and outdoor spaces. Presentation and condition are likely to be decisive, as the house is judged against renovated and original stock.
Detailed Independent Property Report prepared  by PropCred Analyst team for 57 Squire Street, Fingal Bay NSW 2315
Checks found:
Value Risk ! 1
Liquidity Risk 2
Planning Risk ! 1
Income Risk ! 1
Execution Risk 2
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Market Insight

Fingal Bay is a tightly held coastal suburb with a premium family-oriented market, driven by demand for spacious homes in a sought-after location. Recent price growth reflects this sustained appeal, though the market is characterised by low sales volumes and limited listings, indicating a significant supply constraint. This scarcity underpins current values but also presents a key risk for future liquidity, with the suburb’s long-term performance anchored to its enduring coastal lifestyle appeal.
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PropCred Estimated Value

Comparable Sales: 3/2/2 house on 403 m² sold around $950K; 4/2/2 house on 472 m² sold around $1.05M | Property Price Band: $1.1M–$1.2M | Value Drivers: 721 m² land, 1980 build condition, outdoor amenity

Bedrooms

3

Bathroom

1

Parking

2

Land

721m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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