364 Mona Vale Road, St Ives NSW 2075

364 Mona Vale Road, St Ives NSW 2075
1960 brick house | 696m² north rear block | 3 bed, 1 bath, pool | St Ives High catchment | renovator’s edge This is a solid, single-level brick house on a well-sized 696m² block with a north-facing rear yard—a genuinely favourable orientation for light and outdoor living. The configuration is straightforward: three bedrooms, one bathroom, and flexible parking, with a pool already in place. It sits comfortably within St Ives’ established family market, where detached houses on usable land are the norm and school catchments drive demand. The property is best suited to a family buyer or renovator who values land, position, and the potential to modernise, rather than someone seeking a turnkey luxury home. Its age and modest internal area mean it won’t compete with newer or fully renovated stock, but that’s precisely where its opportunity lies—the bones are sound, the block is capable, and the north aspect adds genuine appeal. The single bathroom and 1960s layout may limit immediate appeal for some buyers, while the Mona Vale Road location could introduce traffic noise that quieter internal streets avoid. The property’s value is likely to hinge on how a buyer weighs renovation potential against the cost of bringing the interior up to modern family standards. The pool and built-in robes add convenience, but the overall condition and dated presentation may require investment to reach the suburb’s typical family-home benchmark. The land size, orientation, and school catchment are the strongest value anchors; the dwelling itself is the variable that will shape final price expectations.
Detailed Independent Property Report prepared  by PropCred Analyst team for 364 Mona Vale Road, St Ives NSW 2075
Checks found:
Value Risk 2
Liquidity Risk ! 1
Planning Risk 2
Income Risk ! 1
Execution Risk 2
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Market Insight

St Ives, on Sydney’s Upper North Shore, is a family-oriented, owner-occupier market with leafy streets and lifestyle amenity driving demand. Prices reflect that: the median house is $3.43 million, with 10.7% annual growth; units are $1.115 million, growing 16.2%. Houses sell in roughly 30 days, with median weekly rent of $1,400 and a gross yield of 2.33%; units rent for $850 weekly, yielding 3.91%. Sales volume is solid at 250 house transactions over the past year. The suburb’s established character and continued family appeal support demand, but the market is assessed as overvalued against historical averages. That, alongside affordability constraints, tempers the growth outlook.
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PropCred Estimated Value

Comparable Sales: 304 Mona Vale Road, St Ives—3 bed, 2 bath on 828m², sold May 2026 (price undisclosed) | Property Price Band: $1.8M–$1.9M | Value Drivers: land size, north rear yard, school catchment

Bedrooms

3

Bathroom

1

Parking

1

Land

696m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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