20 Kobada Avenue, Lilli Pilli NSW 2536

20 Kobada Avenue, Lilli Pilli NSW 2536
4 bed, 2 bath house | Coastal pocket, quiet street | Sold 2020, $520K | Lifestyle buyer pull | Bushfire overlay noted This house holds a clear advantage in its configuration—four bedrooms and two bathrooms suit families or those wanting space for guests, which is not universal in this coastal area. The 2020 sale at $520,000 places it within a reasonable entry point for the suburb, and the street’s character leans toward detached homes on varied block sizes, giving it a settled, low-density feel. It serves best a buyer seeking a permanent family home or a weekend retreat with room to grow, rather than an investor chasing high turnover. The location’s quiet residential tone, with cove access and boat ramp nearby, adds lifestyle weight that typical suburban stock does not offer. Value may be shaped by the bushfire overlay, which could influence insurance costs and lending appetite, though it does not appear to block use. The absence of published land size means the block’s true potential—whether for extension, landscaping, or simply space—remains unverified, and that uncertainty might temper offers. Older construction in the area suggests condition could vary, so a building inspection would be prudent. Proximity to reserve outlooks and water access may lift appeal, but those benefits are already partly priced into the 2020 figure. || Comparable Sales: 11 Kobada Ave sold $695K (4 bed, 2 bath); 26 Kobada Ave sold $720K (2 bed, 1 bath) | Property Price Band: $600K–$700K | Value Drivers: Bedroom count, block size (unconfirmed), coastal proximity and bushfire overlay
Detailed Independent Property Report prepared  by PropCred Analyst team for 20 Kobada Avenue, Lilli Pilli NSW 2536
Checks found:
Value Risk
Liquidity Risk 2
Planning Risk ! 1
Income Risk ! 1
Execution Risk 2
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Market Insight

Lilli Pilli presents as a tightly held, premium coastal suburb, with demand driven by established, mature demographics seeking a secure lifestyle. The market is characterised by exceptionally strong recent price appreciation and low sales volume, indicating high competition for limited stock. This scarcity, coupled with robust rental yields, underpins its value, though future growth may be tempered by its inherent affordability ceiling and sensitivity to broader economic conditions.
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PropCred Estimated Value

Comparable Sales: 11 Kobada Ave sold $695K (4 bed, 2 bath); 26 Kobada Ave sold $720K (2 bed, 1 bath) | Property Price Band: $600K–$700K | Value Drivers: Bedroom count, block size (unconfirmed), coastal proximity and bushfire overlay

Bedrooms

4

Bathroom

2

Parking

2

Land

1177m²

Research & Review Prepared by Brian Moon, Analyst · Reviewed by Matt Proctor, Principal Analyst
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